Discover tailor-made financial solutions for salaried employees, Micro, Small, and Medium Enterprises (MSMEs). Make Flexible Financial Services Ltd your home for your financial needs. We are your trusted partner for financial emergencies and business funding gaps.
Instant Loan.
These are term loans offered to permanent employees of Government ministries, departments and agencies.
Note:
1.Minimum Loan K50,000
2.Maximum Loan K2 Million
3.Minimun Period 3 months
4.Maximum Period 72 months
Tenure
Three (3) months to seventy two (72) months
Pricing
Competitive interest rates and fees
Eligibility
All permanent government employees
Requirements
Employment number
National ID
Latest payslip
Interest Rate
6% per month
Smart Loan.
This is an employer supported loan scheme tailored to meet personal expenses for full time employees of reputable companies. The scheme is administered subject to a written undertaking by the company otherwise known as the employer, that guarantees direct payroll deduction for the monthly loan repayments.
Note:
1.Minimum Loan K50,000
2.Maximum Loan K2 Million
3.Minimun Period 3 months
4.Maximum Period 72 months
Tenure
Three (3) months to seventy two (72) months
Pricing
Competitive interest rates and fees
Eligibility
All permanent employees working for companies approved by FFS
Requirements
Employment number
National ID
Latest payslip
Interest Rate
6% per month
Invoice Discount facility.
Our Invoice Discounting facility is aimed at suppliers/contractors of large corporates domiciled within Malawi. The product allows suppliers and contractors to have access to loans against unpaid invoices. The product also provides cash flow relief to large corporates on payments to suppliers/contractors.
Note:
1.Minimum Loan K50,000
2.Maximum Loan K2 Million
3.Minimun Period 3 months
4.Maximum Period 72 months
Tenure
Ninety (90) days
Pricing
Competitive interest rates and fees
Eligibility
All suppliers and contractors with outstanding invoices from reputable institution approved by FFS
Requirements
Invoice not more than 90 days old Assignment of invoice proceeds
Employment number
National ID
Latest payslip
Interest Rate
6% per month